Easiest catalogue to get with bad credit

Yes Catalogue

Yes Catalogue

  • Unlock a credit limit of up to £1,200 with confidence, regardless of your credit history.
  • Manage your payments with flexible schedules.
  • Browse our vast selection of over 60,000 products and enjoy optional free delivery for added convenience.
Flava Home

Flava Home

  • Access £500 credit conveniently to meet your financial needs.
  • Apply confidently, as all credit categories are accepted.
  • Enjoy budget-friendly weekly instalments and take advantage of free delivery.
  • Stay up-to-date with the latest technology and gadgets for a trendy lifestyle.
Sunshine Mobile

Sunshine Mobile

  • Choose mobile device from our wide range.
  • Enjoy unlimited data and effortless connectivity.
  • Act now to seize this limited-time offer.
  • Experience a seamless process with no verification required.
  • Discover top brands like iPhone, Galaxy, Huawei, and Google Pixel for quality options that match your preferences.
Flava Groceries

Flava Groceries

  • Welcome all credit types and enjoy £100 credit for convenient grocery shopping.
  • Discover a wide selection of grocery products online.
  • Benefit from zero interest with our 0% APR and flexible payment options.
  • Don't wait any longer—start shopping for your grocery needs today!

Bad credit history may prevent you from receiving pay monthly catalogues. This article will show you how to get approved for online shopping catalogues with instant credit and no credit check, even if you have a low credit score.

You might have applied to catalogue stores but been rejected because of your low credit score. This can be frustrating. Everyone deserves another chance.

If you take the time to think about it, it makes sense. Credit history can be a record of how you manage your finances, and your ability to pay back credit/finance. It could indicate that you are not able to pay your financial obligations if you have been late with payments.

Sorry. This is how it works. There is no one perfect. Catalogue companies prefer people who have perfect credit histories. Do you think you would lend money to someone who has had problems repaying their loan? It is unlikely.

Nope. No matter what credit score you have, you can still shop using bad credit catalogues, which operate with a flexible credit checking criteria.

What is Catalogue Shopping?

Is it possible to shop for mobile phone contracts, shoes and even washing machines online? Catalogues for bad credit are a great tool to find what you are looking for, and at the right price.

Credit accounts offer the convenience of spreading payments over weeks, months, or even years. It’s worth noting that not all catalogues require personal information.

catalogue shopping


Consumers with poor credit ratings can use bad credit catalogues to pay for goods using many payment options. Purchases that are now pay for later don’t require deposits. They also offer instant accounts, which make it easy to spend quickly. Another Catalogue for Bad Debts provides borrowers with flexible repayment terms and long-term solutions for those who truly need them.

Sometimes borrowing cash is more convenient than using a credit card catalogue. These retail outlets often charge annual APR rates of 39.5 to 67%. This sum is the total. Bad credit can result in severe penalties. Why do people pay more for unsecured debt when there is a lower interest rate? Pay doesn’t mean using plastic. It means submitting forms via an iPad or tablet. This method can be very effective, however.

The UK’s Top Catalogues For Bad Credit

This blog aims to guide individuals with less-than-perfect credit histories on utilizing the Buy Now Payment Now catalogue effectively. Catalogues serve as an excellent avenue for individuals with subpar credit scores, offering an alternative to traditional cash checking or credit card transactions.

Through the catalogue’s payment system, users can conveniently make purchases using their credit or debit cards, without the need for a traditional bank account. Moreover, for those struggling with very bad credit ratings, accessing a bad credit catalogue like Buy Now Payment Now can be particularly advantageous. By consistently meeting payment obligations, users can gradually improve their credit standing.

The UK's Top Catalogues For Bad Credit


Henry Wigfall & Son Ltd. were the original owners of the Choice catalogue. Great Universal Stores bought it. Shop Direct now includes Choice. Barclays acquired the catalogue GUS portfolio in 2004 and combined it with Littlewoods brands to create Shop Direct.

“The book of choice for modern families that offers a department store right at their doorstep. You can shop from your home with no shipping charges, free delivery, and free returns.

On the user-friendly website http://www.littlewoods.com/ they feature the latest deals and offers with extra ranges from DVD’s to new fashion so you can always stay up-to-date. All your account information is just a click away, so you can track your orders online and manage your account online.

Choice has the latest fashion and footwear, as well as everything you need for your home (electricals to soft furnishings) whether you are looking to update your style or remodel your home. You’ll find something to suit everyone, with sizes ranging from 12 to 26 in traditional favorites or catwalk designs.

Product range

Choice has everything you need for your home and garden. Gifts for everyone are also available. There is also a wide selection of clothing for men, women, and children.

Also, be on the lookout for:

You will find all the items that have had their prices reduced on the website’s dedicated offers section.

Additional customer service information:

All orders from Choice qualify for free standard delivery (up to 48 hours), and free returns. Customers may also be eligible to open a credit card, which allows the purchase cost to be spread out over time. Customers who have credit accounts may be eligible for ‘buy now, pay later’ deals from time-to-time.

Choice is my main source of clothing, shoes, and small household goods. You can also find clothing, toys, gifts, and everything you need for your home at Choice. You may find interest-free promotions for up to three months or six, along with regular buy now, pay later deals.


Very easy to navigate website. There are hundreds of products available. Even though my credit score is below average, I was accepted for credit.


We assume they have merged or that littlewoods has purchased the company.


Betterware is a catalogue specializing in home products. It focuses on bathroom, laundry and kitchen products. There is no need for you to travel far if you are looking for clothing or home items. There are many products in the catalogue, and they are all very affordable. Consumers will be pleased with the availability of some items that are not often found in big-box stores. Customers looking for an extra income can start a business at home with Betterware. It is easy to shop online because everything is organized by categories.

Betterware was founded in 1920 in East London. It started as a company that sold kitchenware and cleaning products. Slowly, the business grew and expanded to include appliances and other household products. Betterware now serves over 5 million customers annually. The company serves customers in the United Kingdom, Ireland and Gibraltar, Central Americas, Cyprus, Poland, Central America, Central America, Cyprus, and Poland. Deliveries can also be made to Eastern Europe. The company currently has a warehouse complex in the Midlands. The company currently has more than five thousand distributors, and continues to recruit. The company is an official member in good standing of the Direct Selling Association.


Betterware offers a wide range of household products, tools and appliances. The following categories are listed in the catalogue:

Kitchen – This category covers cooking, baking and tools as well as kitchen storage, food storage, storage for kitchen, and tableware. Bathroom Storage and Accessories

Cleaning – Products and tools for cleaning

Laundry – Clothing products, washing and drying, ironing products Independent Living Mobility Aids

Health and Beauty – Body and hair care, skin care products, and body care Electronics, furniture, garden tools, equipment Clothing – Mens and womens Clothing

The Betterware catalogue has everything you need for your home. The selection of products will please everyone. Betterware has rare and unusual items.

Shopping Experience

Betterware makes it easy to shop online. It is easy to find the items you are looking for by sorting them into categories. Customers can order a printed catalogue and place orders using this method. Customers can also create an account to make it easy to check out and track their orders. You can pay by credit card or debit card. Orders greater than APS35 qualify for free delivery within the UK. Standard delivery costs will be APS2.49 in the United Kingdom and APS14.95 in Eastern Europe. If a customer decides they don’t want the item, they can return it within 28 days and get a full refund. They come with a 1-year guarantee.

Shopping Experience


Betterware tries to include its customers in its business side. The company offers the opportunity to become a distributor to those who are interested in joining the team. They may also be able to become coordinators or territorial sales agents. Affiliates can also earn 7 percent commission on every sale made through the website.

Betterware is the perfect place to find consumable products for your kitchen, bathroom, and laundry room. Ordering is easy and the price is very reasonable.


Betterware offers a wide range of household products, tools and appliances. The following categories are listed in the catalogue:

Kitchen – This category covers cooking, baking and tools as well as kitchen storage and accessories. Bathroom Storage and Accessories

Cleaning – Products and tools for cleaning

Laundry – Clothing products, drying, ironing, and washing products Independent Living – Mobility aids

Health and Beauty – Body and hair care, skin care products, and body care Electronics, furniture, garden tools, equipment Clothing – Mens and womens Clothing

The Betterware catalogue has everything you need for your home. The selection of products will please everyone. Betterware has rare and unusual items.

Shopping Experience

Betterware makes it easy to shop online. It is easy to find the items you are looking for by sorting them into categories. Customers can order a printed catalogue and place orders using this method. Customers can also create an account to make it easy to check out and track their orders. You can pay by credit card or debit card. Orders greater than APS35 qualify for free delivery within the UK. Standard delivery costs will be APS2.49 in the United Kingdom and APS14.95 in Eastern Europe. If a customer decides they don’t want the item, they can return it within 28 days and get a full refund. They come with a 1-year guarantee.

shopping experience

La Redoute

In 1922, La Redoute launched its first mail order in France. Charles Pollet, founder of La Redoute also owned wool mills. He sold some of his first products from wool from another company. La Redoute, as many other businesses, was damaged during the Second World War, but it grew steadily over time. In 1962, the catalogue contained over 40,000 products. The brand was purchased by Pinault-Printemps S.A. in 1994. The Redoute group was renamed Redcats in 1999 and the Redcats group in 2006. La Redoute is an operating company in the UK since the mid-90s.

La Redoute, like many other catalogue retailers, sees the Internet as an important channel. The brand’s foundation remains based on its established seasonal catalogues for Winter/Summer/Autumn/Winter, and Winter/Winter, which are all timed to display the latest fashions for the upcoming season.


Argos Catalogue was voted the UK’s best retail and catalogue company. Their success is due to their buying power and the highly-trained staff that can handle any after-sales question. Argos is the best online shop.

Argos was founded in July 1973 to replace the Green Shield Stamps catalogue stores. The first store in Canterbury was opened in late 1973. Later, Argos would be purchased by BAT Industries (1979), and it was merged with other businesses in 1990. Argos was acquired by GUS plc in 1998. It is now part the Home Retail Group after being demerged from GUS plc.

Two main catalogues are published every year. One is a Spring/Summer, one in July and the other in August. The smaller Christmas catalogue is published in October. The main way to attract customers to shops to purchase was through the catalogue. However, this is now less than 25%.

John Boot, a Nottingham herbalist who founded Boots in the late 18th Century, established Boots. Mary Boot and John Boot, John Boot’s son, started the venture in 1871. The company grew quickly from 10 stores to more than 525 between 1890-1891. In 1920, the company was sold to US Drugs Company. However, it was resold in England to John Boot’s grandfather in 333.

“Argos is a special retailer that’s known for its quality, value, and convenience. It sells general merchandise as well as products for the home in over 700 retail outlets across the UK and Republic of Ireland. They also offer online and telephone sales. Argos’ sales increased by 8% to PS4.2 Billion in the past financial year and the company employed 34,000 people.

Argos has over 130 million customers per year and accepts four million orders online or by phone. Argos has a catalogue in 17 million UK homes, which is approximately two-thirds of the total population. Argos anticipates adding around 30 stores each year, with the chain expected increase to 800 by the end of the decade. Its website is second in popularity among UK internet retailers.

Argos is part the Home Retail Group, which is the UK’s largest home and general merchandise retailer.


Daxon was established in 1947 and has been serving customers for over sixty years. Movitex, a French company that made underwear with triboelectric properties, was primarily for the elderly. 1951 was the year Thermovitex launched mail-order.

The first Daxon catalogue was published by Daxon in 1974. However, it didn’t make it to the United States until 1997. Redcats is the owner and operator of the brand. Daxon was the first brand sold online in 2001.

The brand is targeting 50+ but can now offer more products than in its early years of development.

Daxon believes that every moment of your day should be filled with beauty and joy. Our elegant collection offers a wide range of fashionable women’s fashions in sizes 10 to 36. The flattering styles we offer are based on over 60 years of experience. They can be worn for any occasion, from relaxing weekends to formal weddings and even lazy weekends. There are many options for length, colour and fit. All wrapped up in our amazing in-house designs as well as a variety of top brands.

Browse our women’s clothing today, and then check out our men’s wear and homeware collection. Once you have made your selections click on the check availability button and click to place an order. It’s as simple as that.

Product range

Daxon specializes in women’s fashions, but they also offer menswear and a range of products for the home. To make your life easier, a range of wellness products is also offered, again targeted at seniors.

Also, be on the lookout for:

Daxon offers a sale section that includes the most recent offers and products at reduced prices. There is also a bargain basement section with limited stock of products at further discounts.


Large range of brands, well-established online businesses, and a strong after-sales team.


This catalogue is primarily for women’s clothing and can be quite expensive compared to other catalogues. My poor credit rating led to me being turned down for a buy-now-pay-late account.

We thought it was interesting

The brand targets 50+, but can offer more products today than it did in its early years of development.


Boots‘ roots can be traced back the middle of the 19th century when John Boot opened a Nottingham herbalist shop in 1849. Mary Boot, John Boot’s widow, and her son Jesse, founded M&J Boot Herbalists in 1871. Boot & Company Ltd was established in 1883. The company grew rapidly between 1890 and World War I. It had 10 stores by 1914. The company was purchased by American United Drug Company in 1920. It was however resold to John Boot’s greatgrandson in England in 1933.

Since its inception, Boots has been a well-known name in British retail. Their UK stores are extensive and their website is well-known. They also produce mailing catalogues and have a very successful website. After being sold to AB Acquisitions Limited, the group was delisted from stock markets in 2007.

“Boots is an Alliance Boots member, which is an international pharmacy-led beauty and health group. Our goal is to make our customers feel and look better than ever before.

Customers are the core of our business. We are committed to providing outstanding customer and patient care, being the first choice in pharmacy and healthcare, and offering innovative products ‘only from Boots’ that provide great value for our customers.

Additional customer service information:

You can pick up your order from the store and avoid delivery fees. Standard home delivery costs only PS2.90. Orders over PS45 will be delivered free of charge. You can also choose to have your order delivered on a Saturday or next-day. You can return unwanted items free of charge within 28-days, provided they are in good condition and are not used.

Additional customer service information

We thought it was interesting

Boots has been a great place to shop for the past few years. I am able to give the company a five-star rating. Highly recommended company.


Excellent UK retailer. Great prices and excellent customer service.


If you have poor credit ratings, it can be difficult to obtain a store card.


History Littlewoods, an international mail order company with offices throughout the country, is based in London. It was established in 1930. To regain its online presence, the company launched a new website in November 2000. The company is the most popular online cataloguing company in the nation, with an average annual income exceeding ten billion pounds. Our products include toys and home accessories as well as leisure goods and beauty products.

John Lewis

John Lewis opened his first store in 1864. He was a drapers shop in London’s Oxford Street. In 1905, Lewis purchased the Sloane Square Peter Jones shop. John Spedan Lewis, Lewis’ son, was able create a partnership to share the profits among the employees. He also sold the business to his partners. All partners get an annual bonus depending on how the company performs. The unique management style and rewards that were given to employees helped retail businesses thrive in the 20th Century.

It is relatively recent to have an online and a catalogue division of the company. John Lewis catalogues include a carefully selected range of products.

Product range

John Lewis has a wide product selection on their website. This includes home and garden, technology, leisure, toys, gifts, and fashion for everyone.

Also, be on the lookout for:

John Lewis has a section called Special Offers that contains all the current discounts and price reductions.

Additional customer service information:

John Lewis offers standard delivery free of charge on all orders. However, you can pay an extra fee to upgrade to next-day delivery for certain items. John Lewis allows returns within a reasonable time frame (up to 28 day), provided that the goods are in a resaleable state.

John Lewis is competitive in price for larger electrical products. John Lewis will often include an Extended Warranty without Additional Cost, while other companies may charge PS100+ for the exact same peace of Mind.


Wide range of products, online and offline.


A bit pricy. If your credit score is low, it can be difficult to get approved.

We thought it was interesting

John Lewis is one of the most renowned UK retailers.

Ambrose Wilson

Every week, the website offers discounts on designer products. The website offers shoppers the opportunity to find the clothes they have always wanted, but never thought to buy. Ambrose Wilson can be a one-stop shop for all your basic clothes and home maintenance needs.

Ambrose Wilson’s goal is to offer a wide range of high-quality brand-name products at an affordable price. It will be easy for you to find the clothes and accessories that are trendy throughout the year. Ambrose Wilson has the perfect style and brand.

Ambrose Wilson is a specialist in certain product offerings

Clothing – Tops and bottoms, tops, pants, tailor wear, accessories sport wear, lingerie.

Beauty and Health – There is no one way to pamper or primp yourself. The company stocks a full line of beauty and wellness products, including make-up and aftershave, from top designer brands.

Footwear – Men and women can both have their own issues and addictions to certain types of shoes.

The online catalogue is available for Home and Garden. Shoppers looking to add a specific item to their home or garden can view the catalogue. If they are searching for an item that will fit in a particular room, shoppers can also shop by category.

Gadgets and Electrical Items – You will love the variety of gadgets available here.

Ambrose is J.D.’s sister company. Williams & Company was established in 1875. J.D. Williams & Company, the UK’s largest direct home shopping company, operates more than 20 catalogue shopping brands in the UK. Every brand under J.D. Each brand under the J.D. Williams umbrella has its own specialty, ensuring that there is variety on the market.

Marisota is a catalogue from Candid Collections Limited. It’s a sister company of J D Williams & Company Limited. Marisota has a wide range of clothing lines and other products that are suitable for all ages and body types. Marisota also specializes in plus-size women’s wear, to meet the needs of all clients.


Marisota Coupon Codes/Voucher codes & Other Special Offers

Use discount code WWYL9 to receive 20% off your first purchase

Coupon Codes/Voucher codes & Other Special Offers

These are some tips to improve your home and health.

This site is also a great place to shop for products. Marisota offers everything you need to make life easier and your home more comfortable. The Electricals section of the company contains the latest gadgets and appliances.

We have the best products for great prices

Marisota has more than 1,500 clothing lines that make shopping easy. Members can shop with no obligation by taking advantage of weekly or daily discounts on selected items. They offer fashionable, stylish, and high-quality products. As of today, the company is offering up to 60% off on their clothing lines as well as other products. These amazing discounts, coupon codes, sales and promotions will still allow you to find the right product for you. You will still get the item at a lower cost, which will help you save even more.

K and Co

K & Co. was established in 2011. It is both an online and print catalogue business. It is a combination of Empire Stores and Kays as well as Great Universal and Great Universal. This catalogue has a wide range of inventory including furniture, clothing, jewelry, gifts, electronics and beauty products. K & Co. offers two-day delivery and free collection. Customers can also request other delivery arrangements at a small charge. These are just a few of the many benefits offered by this company. Customers also have the option of free returns and many unique shopping options.

If you wish to open a K Account, Shop Direct Finance Company Limited will require that you submit a credit application. Once you have submitted your credit application, Shop Direct Finance Company Limited will verify your identity. They will also review your credit history to see how it compares. Shop Direct Finance Company Limited may also ask for information about your credit history in order to make financial connections. K & Co. might be more stringent about credit requirements than other home-shopping catalogue companies. If you have poor credit and are looking to open a credit line, this might be an option.

K & Co. customers will have to make minimum monthly payments if they purchase products. The minimum monthly payment will begin to be calculated after you have paid your purchase amount. K & Co. could turn over your account or request a CCJ against you if the monthly payments are not paid. This could have a negative impact on your credit score.


They believe that style is an evolving aspect that must be adapted. As we learn more about ourselves and our fashion choices, trends evolve. Then we decide which clothes and products are the best. This led to the creation of a product portfolio that reflects your personality. It was previously called Marshall Ward Catalogue, and was part of the largest Littlewoods house-buying catalogue.

isme.com believes that style is a dynamic aspect that must adapt to the times. As people learn more about themselves and their style choices, trends change and then they settle on the right one. This has led to the creation of a new line of products that will help you define who you are today.

Isme used to be known as the Marshall Ward Catalogue. It was once part of Littlewoods Shop Direct, the UK’s largest home shopping catalogue company. You can choose from elegant collections of womenswear, menswear, children’s clothes, toys, electricals and other home ideas products. Isme has every product you need to live a happy life.

About Catalogue Credits

Catalogue credit is growing in popularity in Britain because it provides quick and reliable financing for clothing, electronics, and household items. Cataloguing has many benefits. Credit catalogues can be used by people with low credit scores to build credit history and obtain better rates. If your credit score improves, you may be eligible for credit-related banks.

Online shopping with credit catalogues

Many of us have found ourselves in a position where we can see an amazing thing but don’t have the money to buy it. Maybe you have a dream phone and it will enable you to buy a dress for your teenage daughter. Let’s suppose that you were able to buy a product immediately and not later. Credit catalogues allow you to buy the products or services that you desire without having to pay any fees. It is no longer necessary to locate the money needed for an offer.

Online shopping with credit catalogues

Credit account

When applying for credit to shop, credit check catalogues and affordability credit checks catalogues will be required. Retailers offer a variety of financing options. Credit cards are also known as spread the cost accounts or personal credit cards.

the easiest catalogue to get credit

Often we get asked: I have searched many catalogues. Could you please give me a list of the ones you are able to use?

It’s hard to answer because each catalogue is unique. Customers with poor credit histories may face unexpected problems. However, here is a good review of the the easiest catalogues to get approved with bad credit.

Acceptance Guarantee

Acceptance of products is not guaranteed by bad credit. People with bad credit ratings can apply for financing that will approve them for products for their home.

Credit checks are not necessary

A guaranteed acceptance catalogue does not have a credit verification process. Lenders must first check credit history of applicants before they approve credit cards. You shouldn’t be surprised when companies offer catalogues without conducting credit checks.

Buy Now and Pay Later

Some catalogues permit you to delay payment. The payment of remuneration can be deferred for up to 12 months. Some credit catalogues cannot be accessed online. However, they are easier to access for those with bad credit. Take a look at our catalogues.

What happens if my credit score is not good?

Credit score is not good

When deciding whether to have a weekly or a monthly pay catalogue, consider your income frequency and repayment terms.

If you have a steady income, a Pay Weekly Catalogue will be the best. These catalogues often have more stringent requirements about purchase amounts before payment is made. Monthly Catalogue is more suitable for those with irregular incomes like mine. These types don’t require upfront cash to purchase items, but you need $25 minimum. There are different repayment options for each type. One type will need one installment after six months, while another will need two installments in three weeks.

Once you’ve selected a catalogue to purchase, create an account. The company will request your name and other details such as address and birth date. They might report it to Cifas fraud prevention services if they don’t like it.

The catalogue company will review your credit report after you submit your application. If there aren’t any red flags (i.e. They may take up to one second to decide whether to accept your application.

Be aware that different credit agencies may have different information about your identity. Anyone looking to borrow money or get a mortgage should make sure they have all the necessary information.

You don’t have to wait for your next paycheck. Instead, you can use your credit cards to buy whatever caught your eye. The catalogue company will limit your purchases to between PS60-PS500. Please read the terms and conditions before you make any purchase.

Which is the best method to make payments?

If you end up paying more for catalogues than you originally paid, it won’t be too late! Some catalogues offer zero interest repayment. If interest rates don’t drop, they may be able pay it off quickly. For this month, keep the deal in effect and don’t allow anyone to access your account.

Which is the best method to make payments?

Register for the Pay Monthly Catalogue

Instant Homebuy Monthly Catalogue Credit Spread the cost with Home Shop credit or monthly instalments. Since 1905, personal accounts with Pay Monthly Catalogues have been a major part of British Household’s financial systems. Catalogues enable you to spread the cost of your order, and make monthly affordable payments.

Pay Monthly Catalogue

Wrapping up

Consumers still love to shop online. Customers can shop online using credit catalogues and pay later. Credit catalogues make it easy to find the right item every week or month. The most important thing to ask is whether you have enough money to purchase the item. If you aren’t sure, credit catalogues might be a good choice. Credit catalogues are an option if you’re unsure.